Currencies offered by offshore banks
Finding an offshore bank that offers currencies suitable for your your needs
Since each bank has their phone list of available currency say the suit it is necessary to find one that useful for
In a volatile global economy, holding your wealth in a single currency is a risk. Offshore multi-currency accounts offer the ultimate hedge.
Opening an offshore bank account that offers access to multi currencies, is an important option to have in your financial tool box.
- Holding your wealth in a single currency—or a single country, is no longer just a safe strategy.
- Whether you are a company or individual, an offshore multi-currency account is more than a financial tool; it is a safety net.
Currencies That Can Be Held in Offshore Bank Accounts
BUH Consulting will be be adding additional currencies as they become available, with introduction of new offshore banking partners.
Most offshore banks offers non resident bank accounts, international currencies that are commonly used in global trade.
The below list features additional currencies offered by various offshore banks around the globe, and varies from bank to bank.
- Additional currencies may be requested, if not available in the list below.
A
- AED — United Arab Emirates Dirham
- AFN — Afghan Afghani
- AMD — Armenian Dram
- AUD — Australian Dollar
B
- BGN — Bulgarian Lev
- BHD — Bahraini Dinar
- BYN — Belarusian Ruble
C
- CAD — Canadian Dollar
- CHF — Swiss Franc
- CNY — Chinese Yuan Renminbi
- CNH — Chinese Yuan (Offshore)
- CZK — Czech Koruna
D
- DKK — Danish Krone
E
- EGP — Egyptian Pound
- ETB — Ethiopian Birr
- EUR — Euro
G
- GBP — British Pound Sterling
- GEL — Georgian Lari
- GHS — Ghanaian Cedi
H
- HKD — Hong Kong Dollar
- HUF — Hungarian Forint
I
- IDR — Indonesian Rupiah
- ILS — Israeli New Shekel
- INR — Indian Rupee
J
- JPY — Japanese Yen
K
- KES — Kenyan Shilling
- KGS — Kyrgyzstani Som
- KWD — Kuwaiti Dinar
- KYD — Cayman Islands Dollar
- KZT — Kazakhstani Tenge
- KRW — South Korean Won
L
- LAK — Lao Kip
M
- MAD — Moroccan Dirham
- MXN — Mexican Peso
- MYR — Malaysian Ringgit
N
- NOK — Norwegian Krone
- NZD — New Zealand Dollar
O
- OMR — Omani Rial
P
- PHP — Philippine Peso
- PLN — Polish Zloty
Q
- QAR — Qatari Riyal
R
- RON — Romanian Leu
- RUB — Russian Ruble
S
- SAR — Saudi Riyal
- SEK — Swedish Krona
- SGD — Singapore Dollar
- THB — Thai Baht
T
- TRY — Turkish Lira
- TND — Tunisian Dinar
U
- UGX — Ugandan Shilling
- USD — United States Dollar
- UZS — Uzbekistani Som
X
- XAF — Central African CFA Franc
Z
- ZAR — South African Rand
Why Opening a Multi-Currency Bank Account is Essential in 2026
Since the last 5 to 10 years, the banking world now has 2 types of service providers:
- Traditional Banks burdened by aging tech
- Financial institutions with a digital focus., offering next generation technology
Multi-currency accounts (MCAs) allow you to hold, receive, and spend in dozens of currencies under one IBAN account structure.
Key Benefits of Applying for An Offshore Bank Account
Immediate Liquidity: Certain transfer protocols, such as SEPA instant, a transfer protocol commonly used in Europe, allow for near-instant cross border settlement for sending and receiving, bypassing the traditional 3-day SWIFT transfer delay.
Currency Hedging: Protect your purchasing power by moving assets into stable currencies like the Swiss Franc (CHF) or Singapore Dollar (SGD) during local volatility.
- A common method utilized customers in developing nations, or countries that are facing economic and political instability.
Zero Forced Conversions: Receive payments in the original currency and wait for favorable exchange rates before converting.
- Certain countries do not allow holding a foreign currencies and mandates all account holders converts international currencies into local currencies, sometimes at unfavourable rates.
Asset Protection: Jurisdictions like Nevis and the Cook Islands offer legal “moats” against frivolous domestic litigation.
Offshore bank account opening requirements
Depending on the bank, it may possible to open an offshore bank account with a zero minimum balance, while other banks require six to seven digits it has minimum in order to open off offshore company or personal account.
In general, consider that it is possible to offshore account with no minimum balance to $1,000,000.
Most banks do not require physical presence in order to open an offshore bank.
- However for certain banks it is necessary to visit the banker once.

How to Decide Which Is The Best Bank To Open A Multi-Currency Bank Account
There are many points to consider when opening an offshore bank account that supports multicurrency transactions, that can also hold foreign currencies natively (without the need to convert from one currency to another when receiving into the bank account).
- Compliance Transparency: Avoid banks that are “too easy” to join; they are often the first to be de-risked or shut down by central regulators.
- Financial Goals: Does the bank or financial technology (FinTech) known as Electronic Money Institution (EMI), meet your requirement in terms of fees, speed, customer service, and service offering?
- Digital Asset Friendliness: As cryptocurrency becomes a daily conversation topic, is the financial institution that you have decided to open an offshore able to handle crypto transactions?
Countries Where You Can Open a Multicurrency Bank Account as A Non-Resident Individual or Foreign Company
By diversifying the jurisdictions where you can open and maintain a bank account, you decouple your financial fate from the political and economic of your home country.
The below countries do not require any fiscal relations in order to open an offshore bank account.
Which means:
- Personal account – No identity card/visa/residency permit issued by the country where the bank is located.
- Business account – no suppliers/customers in the same country where the bank is and the foreign company company is also not registered in the same country.
| Andorra | Gibraltar | North Macedonia |
| Antigua and Barbuda | Greece | Norway |
| Armenia | Guernsey | Oman |
| Australia | Guyana | Panama |
| Austria | Hong Kong | Poland |
| Bahamas | Hungary | Portugal |
| Bangladesh | Indonesia | Puerto Rico |
| Belgium | Ireland | Romania |
| Belize | Isle of Man | San Marino |
| Brazil | Israel | Saudi Arabia |
| Bulgaria | Italy | Serbia |
| BVI | Japan | Seychelles |
| Cambodia | Jersey | Singapore |
| Canada | Jordan | Slovakia |
| Cape Verde | Kazakhstan | South Africa |
| Cayman Island | Laos | South Korea |
| Chile | Latvia | Spain |
| China | Liechtenstein | Sri Lanka |
| Comoros | Lithuania | St. Kitts and Nevis |
| Cooks Island | Luxembourg | St. Lucia |
| Curacao | Malaysia | Sweden |
| Cyprus | Malta | Switzerland |
| Czech Republic | Mauritius | Taiwan |
| Denmark | Mexico | Tanzania |
| Dominica | Monaco | Thailand |
| Estonia | Montenegro | Turkey |
| Finland | Mozambique | United Arab Emirates |
| France | Namibia | United Kingdom |
| Georgia | Netherlands | United States |
| Germany | New Zealand | Vanuatu |
How BUH consulting can assist
BUH Consulting Offers bank account opening services in more than 90 countries in 2026.
Our banking team is constantly adding new banking partners, as well as jurisdictions where It is possible to open a bank account without any ties to the country where the bank is located, whether it is a traditional offshore bank or fintech company, known as Electronic Money Institution (EMI)
Our team will work with you to understand your requirements, eligibility criteria and apply for your business and personal bank account with the most suitable banks and assign relationship managers from various that can onboard your account for your company.
Contact information
For a tailored solution, contact us to discuss about your requirements.
Email: – sam@buh-consulting.com
Phone: +971585086656
Whatsapp: +971585086656
Telegram: BUHConsultingAE
